Hiya George
How do I know if I did either and what do I do about it?
You may have partially answered your own question...
I was using a mag-mount on the top of the truck with a NMO mount, and switched to a fender mounted NMO arrangement...
And also...
I seem to recall that the radio did not work with the wire detached. I'll double-check that.
So it looks as if you do need the yellow wire (for whatever reason), but my thoughts mainly go to the change of mount and antenna.
The mag-mount would most likely only have had a capacitive coupling to the vehicle body, it's very rare to get a DC path through a mag-mount if for no other reason than that the paint-work would act as an insulating layer. Also, a lot of mag-mounts tend to have either a rubber 'boot' or else some king of plastic protector on their bases to help prevent scratching paint-work.
With your new fender mount I'm guessing that it either clamps on, or perhaps bolts through, the vehicles fender, so either way you might now have a DC connection (assuming a metal fender), which you did not have before.
With a new path for the DC current to flow through it could be that the resistance back to the negative side of the battery is a lot lower than before, allowing the transceiver to 'suck' much more current through the existing positive power supply lead, causing it to heat up. If you can smell 'smoke' then something must be getting warm, so maybe you could just try transmitting while holding the power supply lead to the transceiver to see if it is heating up.
Sometimes too, you may find that any inline fuse holders or fuses can also start to heat up on transmit, not so much as to blow or burn out, but enough to produce a burning smell.
Alternatively, if you have fitted the mount on to a plastic fender it could be that you have now lost your RF 'earth' connection (before it would have been provided capacitively by the mag-mount), and when you transmit you may have high RF currents flowing back along the outside of the coaxial feeder, and then onwards through whatever path they can find.
A thought that did occur to me was that now you have moved the position of the antenna you may now be 'firing' lots of RF energy though the inside of the vehicle, so it might be that it's not the transceiver system itself that's producing the burning smell, but something else in the vehicle that's conductive and taking a 'hit' from your transmitted RF energy. Just a thought anyway...
If you can I would also check the SWR of the antenna system, even new antennas can be faulty or mis-tuned, and a high SWR could cause the insulation to break down on transmit giving rise to localised heating on the coaxial cable, and in turn produce a burning smell. Again, it's just a thought...
Best 73, Mark.